The Loan Process
There's no doubt that getting a mortgage loan can be a complicated process. You wouldn't be researching mortgage loans if it were possible to get a loan in a single day by filling out a simple application. At ProMortgage we will do most of the heavy lifting for you to keep it simple so you can concentrate on what's important — preparing to move into your new home or saving money.
There are four important steps involved in getting a mortgage loan,
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How Much Can You Afford?
Deciding how much house you can afford is a personal decision.  Many factors come into play.  How much can I borrow?  How much can I put toward my down payment?  What size monthly payment can I afford? Click here to read more...

When To Get Qualified
It is important to see a mortgage professional first, even before you start your home search to be sure you are searching for home within your budget and most of all it can improve your purchasing power when making an offer. Click here to read more...

Loan Application Information
Visit this section for a list of the information mortgage lenders will use to consider your loan application.

Loan Application Check List
Visit this section for a check list of items you may need to complete your loan application.

Get Your Loan Faster!
We should say that "working with us" is the best way! But click here to learn five "other" ways you can speed up the process of getting approved for a mortgage loan.

Debt-To-Income Ratios
Lenders use a ratio called "debt to income" to determine the most you can pay monthly after your other recurring debts are paid. Read More...

Buyer Don'ts
Go to this section to learn about important things to avoid while purchasing a home.

Impoving Your Credit Score
There are strategies you can live with to make sure when you apply for a loan your score is as high as possible. Click here to learn more.

ere are some tips and things to keep in mind when you inquire about a mortgage with a tarnished more.

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